Without having lived under rock in the last few months, you've heard about the iPhone and all the noise.
This is a handheld device for Apple, the creators of the iPod and Apple Mac computers. It combines a mobile phone with an easy-to-use web browser and a large iPod (with a music / audio MP3 player). So on a device, you can listen to your favorite songs or radio shows, chat with friends, and check the internet … well, whatever you want to check on the web.
Anyone who has not yet used one is usually mistaken or opposed to the iPhone's venom, saying that it's a big burden for hype and marketing to sell the device.
Anyone who has used the iPhone is generally frustrating about how great this is the next big breakthrough in communication and gadgetry.
The truth is, in the next few years, we'll all look back on the iPhone as a pioneer that many other copiers copied. It is much more advanced than any other phone or PDA handheld device available – a long way.
All this super-technology means one thing to its price: it's not cheap.
This is the situation, you can imagine that there are a lot of insurance policies available for the iPhone. Unfortunately, this is not the case.
There is currently only one policy that is specifically designated as an "iPhone Insurance" (more later), but there are also some other options.
One option that is often advertised as a way to obtain a specific insurance premium for an expensive item that adds to household insurance. This can work, but there are 3 major disadvantages.
- Usually, house insurance policies FAR are higher than any particular insurance policy, often 150 pounds or more.
- If you're going to have your house (though relatively small) for your iPhone, then the home insurance premium is likely to be more expensive next year. He crosses the roof.
- How long would it be convenient for you without your phone? It may have been a long time for home insurance needs to be processed. Household insurers are known to be in need of weeks. Most customers can not accept waiting for your phone for weeks. Household insurers specializing in replacing phones? Do you want to get your teeth in a general hospital? Probably not. To the expert, the specialist – would go to the dentist. Likewise, it may be wise to use a specialized security provider to secure your iPhone.
All this leaves the question – What is a specialized insurer that protects you and your iPhone with a proper cover and cost-effective?
Let's see how cost-effective & # 39; also:
iPhone is only available on O2 network. You can get an unofficial one that has been resolved, working on other networks, but you can check out the official image. The cost is 269 pounds for the handset and a 24-month contract between 35, 45 or 55 pounds a month.
If you lost iPhone 6 months, you will still be required to pay for the next 18 months after signing the contract. This means that you have to multiply 18 months with a minimum of £ 35 each month … a total of £ 630 or more – whether it be a handset or not.
So in this example you will need some kind of substitution, which proves that you spend £ 35 a month.
Apart from that, you also have the replacement cost itself. That's probably about 600 pounds, though you may get less or less than the legitimate iPhone you get less.
So any insurance that would replace a reasonable sum of less than 600 pounds is cost-effective. Ideally (apparently) it should have the lowest possible cost, but obviously will be the costs of substitution.
Then you also want to look at what kind of insurances your insurance wants to protect – what kind of coverage do you need? iPhone theft may seem the most obvious option but you want it to be protected if you simply lose it? Or if it is damaged? Do you need cover while you are abroad? Do you have an extended warranty (ie if you simply stop working or failing after a 12-month warranty)?
You have to think about this before you spend any money on your opinion of your iPhone – but it's probably not a good defense. You may only pay one of these funds.
Quick Search on Google http://www.google.co.uk shows you what options. And almost all roads lead to 2u – http://www.2u.co.uk/iPhoneInsurance . There is no doubt that other companies will follow the leadership of 2 if they see the success of 2u's iPhone Insurer. But in the meantime, it seems the best way to protect yourself, secure it with 2u iPhone Security.
According to 2u website data, loss, theft, damage, water damage, international protection, victims and extended loss calls cover roughly all the necessary bases.
Where you only decide to take yours, one thing is clear – once you get the iPhone and start to recognize what a great set you are, you probably want to protect it with some insurance that will properly protect you and your iPhone.